DISCLOSURE
Rates of Return and Non-Performing Loan Rates
  Rates of Return Non-Performing Loan Rates
Year of Disbursement Lowest and Highest Rates (per annum) Weighted Average (per annum) Loan which are past 30 days but less than 90 days Loan which are past 90 days
2016 8.25% to 19.56% 13.34% 0% 0%
2017 8.5% to 24% 14.62% 0% 0%
2018 11% to 20% 14.53% 0% 0%
Note: Historical rates of returns may not reflect future returns
Definition: Lowest and Highest Rates (per annum)
The lowest and highest interest rate (excluding defaulted loans) from deals that InvestaX launched in a particular year, net of fees and charges to investors.

Denition: Weighted Average (per annum)
The weighted average interest rate (excluding defaulted loans) from deals that InvestaX launched in a particular year, net of fees and charges to investors.
This interest rate is derived from the sum of the net interest rate times the total loan amount per deal in a particular year, divided by the sum of the total loan amount in the same year.